Posts Tagged ‘children’

Replacing windows in houston saves you money

Replacing Windows In Houston Saves You Money

Saving money is on everyone’s minds these days. You hear it on the news, from your family, friends and even your children. There are proven ways to help save money in a bad economy and window replacement in Houston is one of them. By using Energy Star qualified vinyl double pane windows, you can dramatically reduce the heating and cooling losses in your home and thus save money on energy because your air system is not working as hard to keep things cool or hot. Having Energy Stat qualified windows with Low E coating keeps your home cool in the summer and warm in the winter. These windows will absorb heat and reflect UV rays, which can propose a threat to you and your family. They retain the heating and cooling, so you do not have to run your air system continuously to stay comfortable. Less energy escapes your home and your bills start to go down. Other benefits to have window replacement in Houston include protecting your furniture from fading by up to 75 percent. Sunlight can cause fading on your furniture and that can age them a lot faster. With Houston window replacement, you can add years of life to your furniture so they look clean and fresh far into the future.        

Energy bills can go down by as much as 15 percent with window replacement in Houston. Saving 15 percent on energy bills can be huge to those who are looking to save money and protect their furniture as well. Another great thing about window replacement in Houston is that it can help with noise pollution. They can keep put those unwanted noises that disrupt the peace of your home. Noises such as lawn mowers, loud stereos from passing cars, noisy neighbors and such can be kept out with these new windows. Also, it works the other way as well, meaning if you are a noisemaker yourself, you will not disturb your neighbors with window replacement in Houston.

Also, Houston window replacement can act as a deterrent to criminals seeking to break in to a person’s home. These windows usually come with security laminated glass and criminals usually do not want to mess with those.

If you are looking for a company that has good window replacement in Houston, you might want to consider John Moore Services. They have qualified experts who are skilled in replacing windows. They will perform a free inspection of your home and provide you with expert, professional service. For more information, call John Moore or log on to www.johnmooreservices.com.

Only two ways to grow your business

Only Two Ways to Grow Your Business

There are two, and only two, ways to make your business more profitable. You either need more money coming in or less money going out, period. Here’s a simple business management tip; if financial growth is your objective, then the entire organization must be focused around one of these two attack plans.
More Money In – Top Line Growth

How do you get more money coming in the door? You sell and deliver more things. When you break it down further you find there are only 3 ways to get more money coming in:

1. Increase the number of customers

2. Increase the average value of each sale

3. Increase the frequency of sales

Each one of these is a big topic in itself worthy of a lot of discussion and study, but it all starts with the simple undersatanding that these are the only three ways to grow the top-line (income) of a business.

Less Money Out – Cost Control

How do you keep more money in the business? You spend less. This is otherwise known as cost control. There are 2 basic types of costs that need to be controlled.

1. Variable Costs

2. Fixed Costs

Variable Costs are the costs directly related to whatever product or service you provide. If you sell more, these costs go up, if you sell less these costs go down. The main variable costs are typically labor and raw materials.

Fixed Costs are overhead. It doesn’t matter how little or how much you sell, you still have to pay these bills. Examples of fixed costs are rent, and management and administrative salaries.

Like top-line growth, cost control is a big topic and step one is understanding that there are 2 large categories of costs in every business: the raw materials, time and labor required to deliver something to a customer (variable costs), and the things you pay for even if you don’t sell anything (fixed costs).

What Should You Focus On?

Most business managers will tell you that you need to balance between top-line growth initiatives and cost control measures. While that is a very true statement, it is also true that every successful business is generally focused much more on one than the other at any given period of development. The typical small business scenario is generally challenged with top-line growth. Generating leads and converting them to sales is the main goal of the Entrepreneur. When a business is small, controlling costs is relatively easy as everyone has a personal investment in the success of the company, and the impact of expenditures on the bottom line (profit, or cash in your pocket) is easy to see.

As a business grows the infrastructure grows along with it and the company begins to acquire more equipment and employees. This is generally acknowledged as an indication that the business is doing well, and growth is healthy. As long as the growth is outpacing the new costs there’s no problem right? Wrong! There are two things that can turn growing costs this into a big problem. First of all you generally have to pay for your supplies before you collect payment from your customers. So taking a huge order can actually hurt your business if you don’t have adequate plans for financing the supplies needed to do the job until you can collect from your customers. If you don’t have enough funds to cover your weekly pay checks or pay your suppliers, it doesn’t matter how much money the customer promises to give you 2 months after the work is done. People can’t wait that long to be paid. More than one big company with a healthy balance sheet has gone bankrupt because they didn’t plan this right.

The other side effect of growth is that people become less and less conscious of the impact of costs. People start to see that new double sided laser printer as a necessity instead of a luxury. What’s a thousand dollars to a company that’s making hundreds of thousands? After all, the business is doing well right? They start to feel less guilty about taking home a pack of staples, or using the photocopier to make 100 copies for their children’s school. None of this seems like a big deal until you realize that there are also more employees than there used to be. When every employee at the local corner store takes home a pen, the store might lose 5 or 10 dollars; when every employee at Wal-Mart takes home a pen it’s a very different story. Cost control measures become increasingly important as a business grows.

Generally, healthy companies start out focused on getting more money in. When they notice that costs have gotten out of control (because they were not focused on that) they slowly switch focus from getting more money in the door, to letting less money out the door (I.E. controlling costs). Once costs are under control, they need to switch focus back to getting more money in the door. This balance of focus swings back and forth continuously as long as the company is healthy and smart. Every business needs to decide for itself whether to focus on top-line growth or cost control at any given point in time.

Prepaid credit cards and you

Prepaid credit cards and you

Information About Prepaid Credit Cards

If you happen to be looking for an easy way to shop online or to shop in stores without having to carry around cash a prepaid credit card could be your answer. They are available from Master Card, Visa, and American Express.

Prepaid credit card are just like using a gift card, they use the same idea. Before you can use your prepaid credit card you first need to make a down payment onto it. You decide how much money you want to put onto the card, while you buy things, withdrawal from ATMs, and pay bills, your balance declines. If at anytime you need to you can add more money to your prepaid credit card, you will have no bill coming in the mail monthly it is pay as you go.

This is good for anybody that does not want a monthly credit card bill. It is a great way for parents to give their children the funds that they need. A prepaid credit card is a good option for anybody that does not like to carry any cash on them.

If your prepaid credit card is stolen or if it is lost the company will replace the card. Another protection that you will have is against unauthorized use. You are the one that is in control of the amount of money available on your card. If you want to have the cash instead you can use your prepaid card at the ATM machine.

There are different plans with different fees. Prior to choosing any agreement first you should be certain that you understand what the agreement entitles. There will be a monthly transaction fee, and there may be other fees on the agreement like activation fee, withdrawal fees, and purchase fees. Every time there is a fee charge it will be deducted from your cards balance.

Be very sure to research all the prepaid credit card companies so you know what they all have to offer. You need to also read all fine print before you decide to sign anything to receive your prepaid credit card.

Neon clocks

Neon Clocks

Clock is one of the oldest inventions created by humans. For some people clock means a timepiece that shows the time of day. Clocks are one of the very first complex machines created by humans. In earlier days, they had the shape of pendulums and gears, but now they are available in many forms like watches, atomic clocks etc. But to make clocks more attractive, the technology has come out with an eye-catching product called Neon clocks. Its body is made up of metal or plastic depending upon its usage and is normally powder coated to insure durability. Neon is powered through a lightweight neon transformer with an on/off switch on the cord. This enables you to have the neon off without stopping the clock. The clock runs off on AA battery or some other power source. Neon has come a long way since its inception, it was used only for signs, but now neon clocks are available in the market and they are used for business and personal use.

Neon clocks are used by retail outlets to attract the attention of the customers. Some of the examples are a caf? house specializing in cappuccino may have a “cappuccino” picture in the neon clock, a car dealership selling porches may have a “Porches” picture blinking inside the clock.

Nowadays Neon clocks are also used in homes. Children love to have their favorite characters inside the clock. You can hang these in children’s bedrooms, washrooms, kitchen or drawing rooms. You can also find pictures of those animated movies like Ice Age, Finding Nemo and Madagascar inside the clock. Neon clocks are becoming famous day by day. Nowadays these clocks are made according to customer’s specifications.

Nowadays you can find pictures of famous brands inside Neon clocks. Some of the examples like coca cola, Jack Daniels Whiskey, Harley Davidson, NFL pictures etc. The prices depend on the size, quality and lettering. Small clocks are found in homes and offices and larger ones are found in public places like train station or church. You can find these clocks in many colors. A mixture of neon and krypton can be used to provide green glow. You can find these clocks in various colors like white, orange, green, blue etc.

Nowadays people want their interiors to look attractive, so they use all types of designer lights and even Neon clocks to give a beautiful look. Hence, Neon clocks have made a revolution in this modern world.

Mothers in network marketing struggle with balance

Mothers in Network Marketing Struggle with Balance. What You Need To Know

It’s no secret that mothers in network marketing struggle for balance.

In fact, we cry at night hoping for an answer to our heartache. The money has to be there. The children have to be cared for. The home needs to be kept up. But network marketing success only comes quickly if you put every moment of every day desperately shuffling through friends, family, and purchased leads to find that one gold mine so that we can rest. Right?

Well, from what we’ve seen of the old 1970’s tradition of networking we know that it’s a big headache (and waste of precious time) to spend our valuable resources of time and tiny business budget on our friends and family. And an even bigger waste of those resources to buy dead-end mlm leads that don’t know why you are calling them when you do finally get ahold of them.

Mothers are sitting at their kitchen tables, purchased list in front of them, phone in hand, only to be completely thrashed by the end of a 7 hour day of begging the children to be quiet while Mommy makes a business call – and having the leads she has spent her last dime on tell her that they want to be taken off of her list as though she is a telemarketer.

Yuck.

This way of marketing is being proven a thing of the past. And aren’t we thankful for that?!

Now that the internet is such an excellent place to market mothers don’t have to waste their time and resources anymore. In fact, they can let tools do the work for them while they aren’t in the office. We’ve all heard that the internet never sleeps. It’s true. And so useful, if you’re willing to learn to play by a few basic internet rules.

Mothers that are finding their way to the internet are finding their success in less than 15 hours per week. Some are even finding their success in 10 hours per week. That’s 2 hours per day 5 days per week. Less than some women spend working a part time job just to turn around and pay for daycare.

However, it’s important to say that the successful online network marketing moms are not sitting on their thumbs. When it’s work time they are working. When it’s not work time what they just spent their time to put out there online is working for them.

We know that the network marketing moms out there who obtain the success that they wanted when they got started, (anywhere from 200 extra dollars per month to 20,000 extra dollars per month and complete financial freedom), don’t do it with no effort.

So this article is not to say that an mlm mom can simply throw up a website and expect to be a millionairess in a matter of weeks.

The bottom line is that moms don’t have the kind of time that it takes to put up an appropriate lead generating, downline training website. So hundreds and thousands of moms are setting up their home businesses as follows:

They find a system that is already set up, plug in their own words, videos (if desired) and sign up for free affiliate programs to supplement their income. Some of these systems are designed to promote up to 3 primary programs in a natural way, and at the right time. Her job is simply to capture the targeted lead and then the pre-built system walks that lead through the steps to deciding what they need and what they don’t.

The system then trains the new business partner (or associate) in how to use the system that just helped them make their decision to help other potential business partners find their way as well.

The moms who are using these systems are experiencing success in fewer hours, with less worry, and for less money than they did when they were spending every last dime they had on cold leads and hotel meetings.

Network marketing moms are encouraged to give up the stomach ache and struggle of desperately chasing the precious few leads they have, and turn it around to become an attraction marketer and draw the right leads to them, spend some quality time raising those wonderful children that they have spent so much of themselves to create and bring into this world, and use one of these plug and play systems that make it so much easier to generate the income and balance that mlm moms started their home businesses for in the first place.

Moms can also a lot of free training available online that teaches how to manage your business from a blog. This can be a useful way to make contact with people without spending money, though the system isn’t put together to walk the lead through what they need to know on auto-pilot, at least home business owners are out there getting the word out about themselves and what they’re an expert at.

Mothers who want to stay home with their children are to be celebrated. These are the moms who raise up the future leaders. They’ll be so thankful that their mom loved them enough to make time for them.

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